Harbor & ValeRealty
Saltmarsh Cottage, exterior illustration
Saltmarsh · Port Ellery, CA

Saltmarsh Cottage

A shingled cottage on the marsh edge with a writer's studio and dock

$3,400,000
0103
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Bedrooms
3
Bathrooms
2 Full · 1 Partial
Interior
2,610 sq ft
Year Built
1962
Style
Shingle Cottage
Saltmarsh Cottage, exterior illustration
Saltmarsh Cottage, interior illustration
Saltmarsh Cottage, site plan illustration
The Residence

Saltmarsh Cottage

Small on purpose. Every window looks at water or reeds.

A shingled cottage on the marsh edge with a writer's studio and dock

A low, shingled house from 1962, opened up and re-glazed so the marsh reads from every room. A screened porch runs the length of the water side. Across the garden, a separate studio with a wood stove and a wall of books. A short dock reaches the tidal channel for kayaks.
Highlights
  • Marsh Frontage
  • Kayak Dock
  • Writer's Studio
  • Screened Porch
  • Fireplace
  • Native Garden
Property Details

The particulars

Style
Shingle Cottage
Stories
1
Lot Size
0.80 acres
Registry #
HV-2606
Year Built
1962
Listing Agent
Margaux Ellery-Ward
Property Type
single family
Registry Status
Coming Soon
Roof
Standing Seam Metal
Water
Municipal
Cooling
Heat Pump
Heating
Radiant, Heat Pump
Exterior Construction
Glass, Steel, Cedar
Kitchen
Chef's Kitchen with Butler's Pantry
Flooring
White Oak, Limestone
Fireplace Total
1
Interior Features
Marsh Frontage, Kayak Dock, Writer's Studio
Pool
None
View
Marsh Frontage
Parking
2 Spaces, Garage
__bikeScore
30
__walkScore
22
__priceHistory
[{"date":"2026-07-12","event":"Recorded in Registry","priceUsd":3400000,"source":"Harbor & Vale Realty"}]
Saltmarsh Cottage, interior illustration

Saltmarsh

Neighborhood

Living in Saltmarsh

Saltmarsh is one of the enclaves that make up Port Ellery, a small harbor town on the Central Coast. Residences here trade quietly and rarely.

Harbor

Minutes to the marina, the breakwater and the working fish market.

Village

The Old Harbor district's cafes, bookshop and Saturday market.

Country

Trail access to the ridge and the vale within a short drive.

Aerial View

From above

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Location

Where it lives

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Estimated Monthly Cost

Mortgage Calculator

Estimated Monthly Total
$20,985
per month
Principal & Interest
$17,868
Property Taxes
$3,117
HOA / Maintenance
$0
Loan Amount
$2,720,000

Estimates are illustrative only and exclude homeowners insurance, mortgage insurance, and closing costs. Verify with a licensed lender before relying on these figures.

True Cost of Ownership

What it really costs

Estimated Total Per Month
$25,556

$18,096 mortgage + $3,117 taxes + $1,190 insurance + $2,833 maintenance reserve

Mortgage
$18,096

20% down · 30yr · 7.00%

Fixed Monthly
$4,307

Taxes · Insurance

Variable
$3,153

Utilities · Maintenance reserve

Estimates assume 20% down, 30-year fixed at 7%. Verify with a licensed lender.

Market Pulse

How this compares

Days on Market
30
days listed
15 days vs avg
Price / Sqft
$1,303
ZIP 93499 median ~ $235
454.5% vs avg
30-Yr Fixed Rate
-
FRED · data pending
National avg

Baselines are national and ZIP-level approximations · Data refreshes hourly

Commute

How far from anywhere

Car
-
Transit
-
Bike
-
Walk
-
Climate & Lifestyle

Living conditions

Flood Risk
Earthquake
Radon
Wildfire
Air Quality
Pollen
Connectivity

Internet & Fiber Availability

Source: FCC National Broadband Map

The Setting

Walk & Transit

22
Walk Score

Almost all errands require a car.

30
Bike Score

Car-dependent - most errands require a vehicle.

Listing Activity

Price History

DateEventPriceSource
2026-07-12Recorded in Registry$3,400,000Harbor & Vale Realty
Represented By

Saltmarsh Cottage

Price
$3,400,000
Address
38 Saltmarsh Lane, Port Ellery, CA 93499
Registry #
HV-2606
Listing Broker
Margaux Ellery-Ward · Harbor & Vale Realty

An independent, broker-owned California real estate firm. Listing information is deemed reliable but not guaranteed. Buyers should verify all material facts independently.

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Listed
July 12, 2026
Days on Market
57
MLS Number
HV-2606
Status
Active
Last Updated
September 7, 2026